RFID for Automatic Authentication in Banks

RFID for Automatic Authentication in Banks

Abstract of this Seminar Topic.

RFID can be used to provide an easy and efficient way to authenticate people working in an organization. Authentication is necessary to restrict access to data stored in computers. Information stored in a bank’s database contains crucial data about consumers and the bank’s functioning. These data need to be kept securely. Unauthorized access to such information can’t be allowed. As a consequence authentication of personnel having access to such information is necessary.

Presently passwords are used for authentication. In case a person leaves after she has logged in using a password, any unscrupulous person can get access to the data and be in a position to change it. In situations where the passwords have been forgotten or have been changed the access to data is denied causing disruption in work. This can be detrimental to the running of the bank. Since authentication using passwords involves limitations related to human behavior there is a need for a better method for the same. Here is where RFID comes into play.

Radio frequency identification (RFID) is a method of remotely storing and retrieving data using devices called RFID tags. An RFID tag is a small object, such as an adhesive sticker, that can be attached to or incorporated into a product. RFID tags contain antennae to enable them to receive and respond to radio-frequency queries from an RFID transceiver. In the proposed system authentication of workers will be done with the help of RFID tag provided to them, which will uniquely identify them and give access to information meant only for them.

This is an economical alternative to the present system, which will have additional features like
Ø performance monitoring
Ø automatic attendance system
Ø providing mobility of data
Ø improved ATM service.


There is a centralized database having all the information. Readers will be positioned at appropriate places. Only with the tag can a person get access to her domain of information. There will be different levels of privileges for different people ranging from the customer to the manager of the bank.